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James Mercado

Family First Life

James is an Independent Agent with the Family First Life Health and Wealth Group, part of the Family First Life IMO. James is a specialist in all life and health insurance lines. James has 30 years of law enforcement experience. James volunteers for his local Hospice agency and also mans a national crisis line for first responders. James has dedicated his life to helping others, and continues to do so as an Independent Agent. James lives in Reno, Nevada with his Wife and many children.

Contact Info
James Mercado Family First Life
familyfirstlife.com
Mobile: 7753040028
jamesmercado1955@gmail.com
Resident license: 3654789
Licensed states:
California Minnesota Nevada Utah
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Annuity
Reignite Your Retirement With A 15%¹ Jump Start
• 11 min read
Let’s delve into a hypothetical example that demonstrates how the 15%¹ bonus accelerates your account value in the first year and every subsequent year. For the sake of this example, let’s consider a $100,000 premium over a 10-year duration.In summa...
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Cash Back
Does Your Insurance Give You Money Back?
• 11 min read
We have cash back coverage options just for you Everyone knows that life insurance is purchased in the event of an untimely death. Many of us will die without having paid off our homes. When there is a mortgage on our home when we die, no matter how...
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ANNUITY
Annuity
Is Your Savings Account Earning 4.95%?
• 11 min read
Savings accounts rarely pay 4.95% guaranteed! I have found an Annuity product that does. Americo's Multi-Year Guaranteed Annuity guarantees a rate of 4.95% for 3 years. This product has a ton of upside. Unlike a CD, a typical MYGA annuity will allow...
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LTC
How Long-Term Care Insurance Works
• 11 min read
To purchase a long-term care policy, you will fill out an application and answer any questions. The insurer may ask for your medical records and interview you by phone or face to face. You will then choose the amount of coverage you desire. You begin...
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LIFE
What To Do When When A Life Insurance Company Wants To Buy A Policy Back
• 11 min read
I recently received another communication from a life insurance company looking to purchase back from the policy owner a life insurance policy issued years earlier. Offers like this happen periodically, but this is the first time I’ve seen it fr...
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LTC
Long-Term Care Insurance For Those Lung Cancer
• 11 min read
When you are diagnosed with lung cancer, you may want to explore options for covering expenses that might arise as you need assistance in your daily life. This might be a home health aide, assisted living, or nursing home care. These are all forms of...
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LTC
Turning 60? Smart Money Moves You Can Make Today
• 11 min read
Those nearing retirement have many factors to consider, but by making a few financial decisions early on, you can protect yourself from the risks that lie ahead. Begin thinking about long-term care, medical insurance, and retirement spending before s...
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LIFE
Mortgage Protection Insurance: When Do You Need It?
• 11 min read
For many people, being a homeowner is the greatest achievement in life. But if you become disabled or suddenly pass away, your family could fall behind on mortgage payments, eventually leading to foreclosure.However, some safeguards ca...
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LIFE
Term vs. Whole Life Insurance
• 11 min read
Life insurance benefits your loved ones when the inevitable happens. While it can be tough to think about your own demise, choosing the right term or whole life insurance policy can protect your household and allow you to leave a legacy to those you...
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LIFE
Life Insurance and Economic Recession
• 11 min read
An affordable term life insurance policy is one of the best ways to protect your family in both good times and bad — because if there's one thing we know about life, it's that it can be unpredictable. That's why life insurance...
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